var entry0 = new Entry();
entry0.setValues("Share/Savings & Checking Rates");
entry0.setValues("The following rates are effective from March 1 - 31, 2010");
entry0.setValues("Type of Account" , "APY" , "Dividend Rate" , "Minimum Opening Deposit");
entry0.setValues("Share Account (1)" , "0.35%" , "0.35%" , "$5.00");
entry0.setValues("Money Market Account (MMA) (2)" , "1.01%" , "1.00%" , "$1,500");
entry0.setValues("MMA Plus (balances of $5,000 - $49,999.99)" , "1.16%" , "1.15%" , "$1,500");
entry0.setValues("MMA Premier (balances of $50,000 - $249,999.99)" , "1.41%" , "1.40%" , "$1,500");
entry0.setValues("MMA Prestige (balances of $250,000 or more)" , "1.51%" , "1.50" , "$1,500");
entry0.setValues("Minimum Balance Account (MBA) (3)" , "1.31%" , "1.30%" , "$15,000");
entry0.setValues("Traditional, Roth & Coverdell Individual Retirement Share Accounts (IRA)" , "1.26%" , "1.25%" , "$25");
entry0.setValues("Escrow Account" , "0.15%" , "0.15%" , "N/A");
entry0.setValues("Power Checking*" , "0.30%" , "0.30%" , "$50");
entry0.setValues("Checking Account* (4)" , "0.15%" , "0.15%" , "$50");
entry0.setValues("Holiday Club Account" , "0.35%" , "0.35%" , "$25");
entry0.setValues("Name Your Club Account" , "0.35%" , "0.35%" , "$25");
entry0.setValues("(1) The minimum required to open this account is the purchase of a $5.00 share. If the balance remains below $5.00 in excess of six months, a $1.00 monthly service charge will be assessed. The minimum withdrawal amount is $10.00.");
entry0.setValues("(2) The minimum opening deposit required is $1,500 and must be maintained as an average daily balance to obtain the disclosed annual percentage yield.  Average daily balances that fall under $1,500, but remain above $500, on any day will receive the checking account annual percentage yield for that day.   Average daily balances under $500 will receive no dividends.  Transactions are subject to limitations.  Dividend rate is subject to change monthly.  Please contact a Member Service Representative for details.");
entry0.setValues("(3) The minimum required to open the Minimum Balance account is $15,000.00. The minimum withdrawal amount is $10.00.");
entry0.setValues("(4) The minimum opening deposit required is $50. *The minimum balance required to earn dividends is $500. You must maintain a minimum daily balance of $500 to obtain the disclosed annual percentage yield.");
addObject(entry0);

var entry1 = new Entry();
entry1.setValues("Certificate Rates");
entry1.setValues("The Certificate Rates for 03/12/10 through 03/18/10 are:");
entry1.setValues("Term" , "Annual Percentage Yield (APY)" , "Dividend Rate");
entry1.setValues("5 Year Step-Up Share Certificate" , "2.53%" , "2.50%");
entry1.setValues("5 Year Step-Up IRA Share Certificate" , "2.53%" , "2.50%");
entry1.setValues("3 Year Step-Up Share Certificate" , "2.02%" , "2.00%");
entry1.setValues("3 Year Step-Up IRA Share Certificate" , "2.02%" , "2.00%");
entry1.setValues("2 Year Share Certificate" , "1.36%" , "1.35%");
entry1.setValues("2 Year IRA Share Certificate" , "1.36%" , "1.35%");
entry1.setValues("1 Year Share Certificate" , "1.16%" , "1.15%");
entry1.setValues("1 Year IRA Share Certificate" , "1.16%" , "1.15%");
entry1.setValues("6-month Certificate" , "1.00%" , "1.00%");
entry1.setValues("3-month Certificate" , "0.50%" , "0.50%");
entry1.setValues("Minimum opening deposit of $1,000, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.");
addObject(entry1);

var entry2 = new Entry();
entry2.setValues("Loan Rates");
entry2.setValues("Computer Loan");
entry2.setValues("Description" , "Approximate Term" , "APR As Low As");
entry2.setValues("$2,500 and Over" , "Up to 24 mos." , "8.49%");
entry2.setValues("$1,000 to $2,499.99" , "Up to 18 mos." , "8.49%");
entry2.setValues("Under $1,000" , "Up to 12 mos." , "8.49%");
addObject(entry2);

var entry3 = new Entry();
entry3.setValues("Home Equity Loan");
entry3.setValues("Description" , "Approximate Term" , "Member Pays<sup>a</sup> Closing Cost" , "Credit Union Pays<sup>b</sup> Closing Costs");
entry3.setValues("Fixed Rate; Loan-to-Value 85%" , "5 years" , "4.50%" , "6.00%");
entry3.setValues(" " , "10 years" , "6.00%" , "7.00%");
entry3.setValues(" " , "15 years" , "6.50%" , "7.25%");
entry3.setValues("<sup>a</sup>Minimum loan amount is $10,000; <sup>b</sup>Minimum loan amount is $25,000");
entry3.setValues("Home Equity Lines of Credit");
entry3.setValues("Description" , "Approximate Term" , "Amounts" , "Present APR");
entry3.setValues("HELOC* Loan-to-Value 85%" , "Up to 180 mos." , "Less than $15,000" , "Prime + 1.50%");
entry3.setValues(" " , "Up to 180 mos." , "$15,000 - $49,999.99" , "Prime + 1.00%");
entry3.setValues(" " , "Up to 180 mos." , "$50,000 - $99,999" , "Prime + 0.00%");
addObject(entry3);

var entry4 = new Entry();
entry4.setValues("Mortgage Loans");
entry4.setValues("For current mortgage rates, please contact Toby Green at toby.green@securityplusfcu.org or 410-281-6200 x4363.");
entry4.setValues("Rate lock available at application. All loans above 80% LTV require private mortgage insurance.");
addObject(entry4);

var entry5 = new Entry();
entry5.setValues("Auto Loans");
entry5.setValues("The annual percentage rates (APR) are as low as the rates disclosed below depending upon your application and credit history. Your rate may be higher.");
entry5.setValues("Loan Sub-account Description" , "Approximate Term" , "APR As Low As");
entry5.setValues("New Autos and Trucks*" , "Up to 60 mos." , "4.50%");
entry5.setValues(" " , "61- 72 mos." , "4.50%");
entry5.setValues(" " , "73 - 84 mos." , "5.50%");
entry5.setValues("Used Autos and Trucks*" , "Up to 60 mos." , "5.00%");
entry5.setValues(" " , "61- 72 mos." , "5.00%");
entry5.setValues(" " , "73 - 84 mos." , "6.00%");
entry5.setValues("* The loan rates noted above reflect a 0.25% discount for automatic loan repayment. Used cars, trucks, and motorcycles are subject to a term limit of 60 months.");
addObject(entry5);

var entry6 = new Entry();
entry6.setValues("Personal Line of Credit");
entry6.setValues("Description" , "APR As Low As");
entry6.setValues("Personal Line of Credit" , "Prime + 7.00%");
entry6.setValues("Prime rate effective 3/1/10 is 3.25% as published in the Wall Street Journal. The rate floor for this product is 5.00% A.P.R.");
addObject(entry6);

var entry7 = new Entry();
entry7.setValues("Recreational Vehicle Loans");
entry7.setValues("The annual percentage rates (APR) are as low as the rates disclosed below depending upon your application and credit history. Your rate may be higher.");
entry7.setValues("Loan Sub-account Description" , "Approximate Term" , "APR As Low As");
entry7.setValues("New and Used Boats, RV's & Campers " , "Up to 60 mos." , "8.95%");
entry7.setValues(" " , "61 - 120 mos." , "9.95%");
entry7.setValues("New and Used Motorcycles*" , "Up to 48 mos." , "8.25%");
entry7.setValues(" " , "49 - 60 mos." , "8.75%");
entry7.setValues("* The loan rates noted above reflect a 0.25% discount for automatic loan repayment.  Used cars, trucks, and motorcycles are subject to a term limit of 60 months.");
addObject(entry7);

var entry8 = new Entry();
entry8.setValues("Share Secured Loan");
entry8.setValues("Description" , "APR As Low As");
entry8.setValues("Share Secured" , "3.00% above index **");
entry8.setValues("** The ANNUAL PERCENTAGE RATE for a Share Secured advance will be 3.00% above the dividend rate paid on the shares. The APR on existing balances will change on the first day of each month to reflect any changes in the rate being paid on dividends. Any increase will result in additional payments of the same amount.");
addObject(entry8);

var entry9 = new Entry();
entry9.setValues("Personal Loan");
entry9.setValues("Description" , "Approximate Term" , "APR As Low As");
entry9.setValues("Personal Loan" , "Up to 60 mos." , "11.75%");
addObject(entry9);

var entry10 = new Entry();
entry10.setValues("Tuition / Education");
entry10.setValues("Description" , "Balance" , "Approximate Term" , "APR As Low As");
entry10.setValues("Tuition / Education:" , "Over $25,000.01" , "120 mos" , "11.25%");
entry10.setValues(" " , "$15,000.01 - $25,000" , "96 mos" , "11.00%");
entry10.setValues(" " , "$10,000.01 - $15,000" , "60 mos" , "10.75%");
entry10.setValues(" " , "$ 5,000.01 - $10,000" , "48 mos" , "10.50%");
entry10.setValues(" " , "$ 5,000 and under" , "24 mos" , "10.25%");
entry10.setValues("The annual percentage rates (APR) are as low as the rates disclosed above depending upon your application and credit history. Your rate may be higher.");
addObject(entry10);

var entry11 = new Entry();
entry11.setValues("Visa Credit Cards");
entry11.setValues("Description" , "APR As Low As");
entry11.setValues("VISA Classic Credit Card" , "Prime + 5.00%**");
entry11.setValues("VISA Platinum Credit Card" , "Prime + 3.00%**");
entry11.setValues("VISA Student Credit Card & Share Secured VISA" , "Prime + 5.00%**");
entry11.setValues("The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect on the 20th of the month prior, and remains in effect for the next three months. For example, Prime rate effective 12/20/09 was 3.25% as published in the Wall Street Journal.");
addObject(entry11);

var entry12 = new Entry();
entry12.setValues("MANUFACTURED HOME LOANS (Leased Land)");
entry12.setValues(" " , "MONTHS" , "APR**" , "Mo. PMT PER $1,000");
entry12.setValues(" " , "120" , "8.00%" , "$12.13");
entry12.setValues("*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck.<br />  **APR = Annual Percentage Rate");
addObject(entry12);

var entry13 = new Entry();
entry13.setValues("General Fees");
entry13.setValues("Membership Fee" , "$ 2.00");
entry13.setValues("Photocopy of monthly or quarterly statement" , "$ 5.00");
entry13.setValues("Photocopy of CU cancelled withdrawal/loan check" , "$ 5.00");
entry13.setValues("Photocopy of other documents" , "$ 2.00");
entry13.setValues("Stop payment of CU withdrawal/loan check" , "$ 20.00");
entry13.setValues("Certify CU withdrawal/loan check" , "$ 5.00");
entry13.setValues("Personal returned check (from account at another financial institution)" , "*$ 30.00");
entry13.setValues("3rd party returned checks" , "*$ 18.00");
entry13.setValues("Returned ACH debit/Bill pay" , "$ 30.00");
entry13.setValues("Wire transfer (in-state)" , "$ 15.00");
entry13.setValues("Wire transfer (international) + charges to us" , "$ 40.00");
entry13.setValues("Items for special collections" , "varies");
entry13.setValues("Garnishments + attorney fees" , "$ 75.00");
entry13.setValues("Mortgage verification" , "$ 10.00");
entry13.setValues("American Express Travelers Cheques" , "1% of sale");
entry13.setValues("American Express Cheques for Two" , "1.5% of sale");
entry13.setValues("American Express Gift Cheques" , "$ 2.00/cheque");
entry13.setValues("Address Locator" , "$ 5.00");
entry13.setValues("Repeat Loan Application Fee" , "$ 25.00");
entry13.setValues("Automated transfer from Share Savings" , "$ 1.00");
entry13.setValues("Overdraft Courtesy Fee" , "$ 30.00");
entry13.setValues("Special Handling Fee" , "$ 15.00");
entry13.setValues("Account History Print-outs" , "$ 5.00");
entry13.setValues("Minimum balance fee for cumulative account activity under $ 100.00." , "$ 3.00");
entry13.setValues("Cashier's Check - Payable to Multiple Payees, or Payee Other Than Member" , "$ 3.00/check");
entry13.setValues("Money Order" , "$ 3.00/order");
entry13.setValues("Pay Collection Account Loan by Credit Card or ACH Charge to Checking" , "$ 10.00");
entry13.setValues("* All returned checks will be automatically redeposited.");
addObject(entry13);

var entry14 = new Entry();
entry14.setValues("Checking Account Fees");
entry14.setValues("Returned check" , "$ 30.00");
entry14.setValues("Overdraft Courtesy Fee" , "$ 30.00");
entry14.setValues("Microfilm check copy" , "$ 3.00");
entry14.setValues("Photocopy direct check copy" , "$ 3.00");
entry14.setValues("Image fax check copy" , "$ 5.00");
entry14.setValues("Stop payment" , "$ 25.00");
entry14.setValues("Stop payment of series" , "$ 30.00");
entry14.setValues("Certified check" , "$ 5.00");
entry14.setValues("Reconciling checking account<br />Minimum charge<br />No charge if our error" , "<br />$ 15.00<br />N/C");
entry14.setValues("Additional starter checks" , "$ 10.00");
entry14.setValues("Check printing" , "Varies");
addObject(entry14);

var entry15 = new Entry();
entry15.setValues("ATM Fees<br />(Deducted from account from which transaction occurred)");
entry15.setValues("Withdrawal on non-Securityplus FCU ATM<br />Fee waived for up to 3 withdrawals from Securityplus FCU checking account per month on non-Securityplus FCU ATMs." , "$ 2.00");
entry15.setValues("Inquiry on non-Securityplus FCU ATM" , "$ 1.00");
entry15.setValues("Declined transaction on non-Securityplus FCU ATM" , "*$ 1.00");
entry15.setValues("Card or PIN replacement" , "$ 5.00");
entry15.setValues("* Fee posted to shares only.");
addObject(entry15);

var entry16 = new Entry();
entry16.setValues("Point-of-Sale (POS) Fees");
entry16.setValues("Checking" , "Free");
entry16.setValues("Savings" , "$ 1.00");
addObject(entry16);

var entry17 = new Entry();
entry17.setValues("ResponseLine Fee");
entry17.setValues("Replace Personal Access Code (PAC)" , "$ 5.00");
addObject(entry17);

var entry18 = new Entry();
entry18.setValues("Safe Deposit Boxes Fee<br />Subject to availability.");
entry18.setValues("Small Box (Franklin & Woodlawn) - Annual fee" , "$ 30.00");
entry18.setValues("Medium Box (Franklin & Woodlawn) - Annual fee" , "$ 60.00");
entry18.setValues("Large Box (Franklin) - Annual fee" , "$ 140.00");
addObject(entry18);

var entry19 = new Entry();
entry19.setValues("VISA Credit Card Fees");
entry19.setValues("VISA Classic Annual Percentage Rate" , "Prime + 5.00%");
entry19.setValues("VISA Platinum Annual Percentage Rate" , "Prime + 3.00%");
entry19.setValues("VISA Student Annual Percentage Rate" , "Prime + 5.00%");
entry19.setValues("Replacement Card Fee" , "$ 5.00");
entry19.setValues("Return Check Charges:<br />Personal Check<br />3rd Party Check" , "<br />$ 30.00<br />$ 30.00");
entry19.setValues("Minimum Finance Charge (for purchases)" , "None");
entry19.setValues("Late Charges" , "$ 25.00");
entry19.setValues("Copy of Cash Advance Slip or Periodic Statement" , "$ 3.00");
entry19.setValues("Annual Fees" , "None");
entry19.setValues("Transaction Charge" , "None");
entry19.setValues("Cash Advance Fee (Classic and Student)" , "$ 2.50");
addObject(entry19);

var entry20 = new Entry();
entry20.setValues("Credit Insurance Disclosures");
entry20.setValues("Coverage" , "Cost per $1000 of Your Monthly Loan Balance");
entry20.setValues("Single Credit Disability" , "$ 0.87");
entry20.setValues("Single Credit Life" , "$ 0.66");
entry20.setValues("Joint Credit Life" , "$ 1.19");
addObject(entry20);

