VISA is the most universally accepted credit card in the world. Even if you don't maintain a monthly balance on a credit card, it is nearly impossible to live without one.
Because Securityplus FCU is not-for-profit and owned by our members, our rates, fees and credit lines are among the most competitive anywhere.
Our unique programs are designed for members with different levels of credit experience.
Platinum VISA Apply
Now
Offers tremendous purchasing power with special benefits that provide
true peace-of-mind and real savings.
· Variable Rate¹ - 6.25% APR*
· No Annual Fee
· No Balance Transfer Fee
· No Cash Advance Fee
· 0.25% discount on future Auto & Signature Loans
· Free Auto Rental Insurance
· 24-Hour Roadside Dispatch
· $1,000,000 Travel Accident Insurance
Classic VISA Apply
Now
Simple. No Tricks. No Gimmicks. No Worries.
· Variable Rate¹ - 8.25% APR*
· No Annual Fee
· No Balance Transfer Fee
· Minimal Cash Advance Fee
Student VISA² Apply
Now
Specifically designed for students², age 18-24, and a great way to
start building a solid credit history.
· Variable Rate¹ - 8.25% APR*
· No Annual Fee
· No Balance Transfer Fee
· $500-$1500 line of credit
Fresh Start VISA Apply
Now
An unsecured credit card designed for members looking to build, or re-establish,
good credit.
· Fixed Rate - 17.00% APR*
· No Annual Fee
· No Balance Transfer Fee
· Minimal Cash Advance Fee
Credit cards are a fact of life. And responsible credit card use builds, and maintains, a good credit rating. Take advantage of the benefits of Credit Union membership!
Apply online, contact the Call Center at 410-965-8908 or
1-866-4SECPLUS, or stop by a branch location to open a NEW Securityplus FCU VISA credit card today!
*APR=Annual Percentage Rate.
¹VISA rates adjust quarterly, on the first day
of January, April, July and October. The rate applied on those dates is
based upon the Prime Rate in effect on the 20th of the month prior, plus
a margin of +3.00% or +5.00%, and remains in effect until the next change
date. Prime Rate effective 9/20/09 is 3.25% as published in the Wall Street
Journal. The rate floor is 4.00% and the rate ceiling is 18.00%.
²To qualify, you must present proof of college coursework such as
current transcripts, tuition payments, etc. If you are not currently a
student, you may qualify for one of our other low rate credit cards.
