Credit cards are a fact of life. You need one to make a hotel or plane reservation, or to rent a car. And responsible use of a credit card builds a good credit rating.
But people who have never had credit or need to repair poor credit history may not qualify for a "standard" credit card.
A Securityplus FCU Fresh Start VISA Credit Card is an unsecured credit card designed specifically for members looking to build, or re-establish, good credit.
The interest rate tends to be lower than those charged on unsecured credit cards targeted toward people with poor or no credit, and it provides a valuable stepping-stone to building good credit history, increasing a credit rating and establishing a good payment history.
Start saving money immediately when you transfer your higher rate bank or department store credit card balances to a Securityplus FCU Fresh Start VISA. We offer -
o Fixed Rate
o No Annual Fee
o No Balance Transfer Fee
o Minimal Cash Advance Fee
o Free Convenience Checks
o A 25-day grace period on all credit purchases
Remember that this card should be used to build a strong payment history, not to go into debt.
By paying credit card bills on time, staying well within credit limits and being careful not to take on too much debt, you can begin to establish an excellent record on your credit reports. That information, in turn, is used to calculate your credit score - a number that tells potential lenders how likely you are to repay your debt.
Take the first step toward good credit!
Apply online, contact the Call Center at 410-965-8908 or
1-866-4SECPLUS, or stop by a branch location to open a
Securityplus FCU Fresh Start VISA today.
